Workers’ Compensation FAQs
What is a “work-related” injury?
These are injuries caused by workplace accidents or directly relating to the nature of a person’s occupation. Any injury sustained in the course of doing your job can potentially be a work-related injury and must be treated as one.
What benefits am I entitled to?
You are entitled to necessary medical testing and treatment, as well as rehabilitation services and prescription drugs. You may also be entitled to wage benefits for time missed because of the accident and other considerations.
Am I entitled to pain and suffering?
Your employer does not owe benefits for pain and suffering related to an on-the-job injury.
Who pays for workers’ compensation insurance?
It is entirely paid by your employer. There are no payroll deductions made.
How much of my wages are covered?
Your employer is responsible for paying up to 66 and ⅔ of your average weekly wage subject to the yearly maximum and minimum compensation rates.
Can I sue my employer?
You cannot sue your employer for negligence due to an injury sustained on the job. If you think that a third party had any responsibility for your accident, you can file a lawsuit against them.
What if my employer refuses to report my injury?
You may report a claim directly to the insurer in this case.